Emergency Cash Loans in Santa Rosa
Being short on cash can often be stressful, but if you need the cash in an emergency you may be very concerned. Many of the traditional lenders, such a banks, have long and drawn out application processes that make them unsuitable for times when you need cash in a hurry. On the other hand, car title loans offer loans that can be available in just one hour, making them ideal as emergency cash loans for all applicants.
Why are Car Title Loans so Fast?
Car title loans are able to offer fast loans for a number of reasons:
- You can apply online or over the phone – There is no need to come into an office for the initial application and approval.
- No credit check – There is no credit check as part of the application process so no delay waiting for the results.
- There are lenient requirements – With few requirements because the loan is safer as a collateral loan, the application process is smoother and faster.
- Little paperwork necessary – With few documents required, there are fewer delays experienced.
- Simple loan amount calculation process – The loan amount is calculated based on the market value of your vehicle and this simple calculation is quick.
How the Application Works
To ensure the loan application process goes smoothly, it is important to know the steps involved.
- Apply online by filling in the online form or over the phone through a financial consultant. Provide some personal details and information about your car.
- Receive instant approval and a preliminary loan amount.
- Go into the offices with your documentation – proof of identity, proof of residence, car title, car insurance and proof of income. Ensure it is all with you and all valid.
- Negotiate the terms and conditions of the loan and sign the contract.